Mortgage Blogs

 

 

What is a Loan-to-Value Ratio?

What is a Loan-to-Value Ratio?

Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how does it affect your mortgage? Loan-to-Value Ratio D

Jul 10, 2019 | Credit

What’s Ahead For Mortgage Rates This Week – July 8th, 2019

What’s Ahead For Mortgage Rates This Week – July 8th, 2019

Last week’s scheduled economic news included readings on construction spending and reports on public and private sector  jobs. Monthly readings for public and private sector jobs and the national unemployment rate were released along with week

Jul 09, 2019 |

How Color Can Affect Your Home and Psyche

How Color Can Affect Your Home and Psyche

Are you dreaming in color of your future new home? You probably can’t wait to get your hands on a paintbrush and a bucket of beautiful new paint. But how will you choose the colors to decorate your new home? If you’ve been to a paint store re

Jul 06, 2019 |

How To Turn A “Dumb” Home Into A Smart Home

How To Turn A “Dumb” Home Into A Smart Home

Having a “smart home” is a trend that is popular. What does it actually mean? Smart home technology improves energy-efficiency, increases security, and creates more convenience for the home’s occupants. Innovative smart home technology

Jul 04, 2019 |

4 Tips To Ensure A Successful Closing

4 Tips To Ensure A Successful Closing

As you come up to the date of your closing, there’s time to reflect on everything that led to this step. Your real estate agent, mortgage broker, title company and others all work hard to ensure a successful closing for you. They’re all in yo

Jul 03, 2019 |

Happy 4th of July

Happy 4th of July

We want to wish you a Happy Fourth of July! It is because of clients like you who believe in this great country and the dream of homeownership that we have reason to celebrate. "We hold these truths to be self-evident, that all men ar

Jul 03, 2019 | Mortgages