Past two years W-2 forms
Past two years individual tax returns
Paystubs covering the last thirty (30) days of work for wage/salary earners
Two most recent months bank, retirement and brokerage account statements (as applicable)
A signed purchase contract
Copy of unexpired driver's license for your home state
Condo or Homeowners Association contact info (if applicable)
Realtor contact information (if applicable)
9. A copy of the deed
10. Most recent property tax bill
11. DD Form 214 (Long Form)
12. A fully executed divorce decree
13. Past two (2) years signed individual and business tax returns - including all 1099's, K-1's and all other tax forms and schedules that's apart of your return.
14. If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
Mortgage loan programs differ in regards to the terms, conditions and lender guidelines for each loan option selected. Further, considering the uniqueness of a client's situation, then more documents maybe required in addition to the above checklist. Upon completing a mortgage loan application, our clients are also given a loan estimate that summarizes their estimated closing cost, a home loan toolkit booklet that goes over the home buying process, and an "intent to proceed" disclosure form before a loan file is submitted for underwriting. Please contact us for a no-obligation mortgage consultation.